Leaving Room for Yourself: More Money, Less Worry

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“The lack of money is the root of all evil” – Mark Twain

Word, Mark.

While adopting the “Leaving Room” mentality, keep in mind that a large part of freedom in your personal life comes down to finances. Maybe we’ll call it “Leaving Money” for just this one post …

Thinking about how much money is in your bank account won’t make the balance increase, and thinking about all the reasons why you shouldn’t have bought that graphic tee won’t get you your money back. You have to take charge of your finances, get in front, and then forget about it. Why not automate all of your bill payments and savings in order to focus less than an hour a month devoted to worrying where your money is going? This seems like an impossible task to most, but the truth is that all of the tools to do this in less than an hour are right in front of you. And the best part of this is that once you take charge of moving all of your payments to the beginning of each month, you have the ability to see what money you now have available to spend after your bills and savings are completely accounted for. This gives you the pleasure of guilt-free spending for the rest of the pay-period, as you know how much money you have to spend at your leisure.

The best way to do this is to automate your finances, and Ramit Sethi explains that better than anyone here.

If you have a steady job, you know how much money you’re going to get paid every week, two weeks, or month. You also have bills that don’t change much from month-to-month such as rent, insurance, your phone, car, etc. The video above explains how to automate everything so you don’t have to waste time thinking about your money or remembering to pay your bills. Money used to be a troublesome thought for me; do I have enough, when are my bills due, and where do I need to put this next paycheck? After restructuring my methods, I don’t spend more than an hour a month worrying about money. I get paid on the 1st, and by the 5th all my bills are paid. The rest of the month I spend below my means, and I know I’ll be getting paid again. The beauty of this is that I’m no longer scared to spend my money. If a fun opportunity arises, I’m more inclined to take it when I know my bills are taken care of. Try it out for yourself.

Final Thoughts

These are only a few examples of ways to get rid of the clutter in our heads, and leave room. Do this for any and every area of your life. Take a piece of paper and draw a line down the middle. On one half, write down all of the things you constantly think about that you CAN control (i.e. fitness goals, meals, money, work, etc). On the other half, write down all the things you CAN’T control (i.e. the weather, your boss’s attitude, traffic). Keep adding to this list for a few days or until you have written down everything you can possibly think of, and rip it in half (along the line you drew). Now throw away the list of things you can’t control; these are things, people, events, that you have no control of, and therefore you should not waste time thinking about them. Worry about, check that …be mindful of the things you can control.

-DL

I lose focus pretty easily, probably because there are so many things that interest me. I want to do everything, see everything, go everywhere, and meet everyone. But, we all know that's not possible (so we're told). What I can do, however is share what I experience. I try my best to stay positive, but more importantly I try to spread the good vibes to everyone around me. I'm just like you. I just choose to talk about it ...

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